How to Make a New Year’s Resolution – and Stick to It

How was your Christmas? I had a good one. The next holiday on the calendar is not just a day, but the new year. 2019 is right around the calendar. Turning the page for a new year is a big event. Even if you just stay home and watch TV, a new year is alwaysContinue reading “How to Make a New Year’s Resolution – and Stick to It”

EASY Last minute Christmas gifts

Today is December 17 – Christmas is roughly one week away! And believe me, I do enjoy my plotting and planning when it comes to gift giving for the holidays. Photo courtesy MBisanz via Flickr, Creative Commons Attribution 2.0 Generic license. It’s all in good fun, of course, planning what to buy and what toContinue reading “EASY Last minute Christmas gifts”

Staying on Budget at Christmastime

Did you go shopping on “Black Friday”? Do you plan to look for deals on “Cyber Monday”? Either way you look at it, it’s official: the Christmas shopping season has begun. Each of us is different when it comes to how Christmas spending impacts our wallets. Maybe for you, Christmas is a time of greatContinue reading “Staying on Budget at Christmastime”

How to be Charitable When You’re Broke

  Dealing with job loss, unexpected bills, or other tough financial times can make Christmas a trickier time to navigate, financially speaking. As you look ahead to your budget, it might be awkward when people ask you to be charitable. The warm, fuzzy feeling you get when you help other people could conflict with theContinue reading “How to be Charitable When You’re Broke”