Tag: jobs

How to Live Without a Job

732px-Unemployed_men_queued_outside_a_depression_soup_kitchen_opened_in_Chicago_by_Al_Capone,_02-1931_-_NARA_-_541927.jpg

Congratulations, you’ve just received notice that you are about to have no job. What a terrible way to celebrate during the holidays. Unfortunately, many people across the country are getting such news. In spite of a widely celebrated recovering economy,  many people are finding that for their own personal household economy, things won’t get better for them in 2019, but rather, they’re about to get worse.

If this is your situation, you can do something beyond just experiencing the stress and anxiety that naturally comes with this situation. Having a heads up on how your situation is going to change can help you get your financial house in order, as best as you can, before your job is eliminated.

And, if even if your job is totally safe, and you work in a very stable field, you can still take steps to get your financial house in order, just in case you’re spending beyond your means. Being aware of how things can change for the worse can help you cope best when you need to know some tips from this link about how to live without a job.

About This Blog: Please feel free to share any information from this site, in part or in full, giving credit to the author and providing a link to this website. Fearless Faith is a blog dedicated to family, faith and frugality. All content is copyright of the author unless otherwise indicated.

What Color is Your Parachute 2016: Book Review

http://images.randomhouse.com/cover/9781607746614?width=500&alt=no_cover_b4b.gif

How to Overcome Hardships in Your Job Search

What Color is Your Parachute by Richard Bolles is updated every year. Job-seekers and career changers consult this book for answers on how to steer their career in a better direction. Here’s what you may find in this year’s revised edition of the book.

Lots of reflection: Bolles encourages the reader to look inward, to reflect, to ponder on what you already know, what you like, and how you prefer to work. I’m a reflective person, so if you are too, you may have already answered some of these questions.

Thoughts on job-searching with a disability: Bolles says that “everyone has a handicap”. He seems to view a handicap as something that makes one job-seeker different from the other; he doesn’t seem to truly acknowledge that some jobs do require a physical ability (such as driving) that you don’t have that the employer wants.

Information on starting a business: This section was appreciated, but could have been more extensive. This practical advice could have been far more helpful than advise to “penetrate networks” and go on “informational interviews”.

Words on your mission in life: I’m a Christian, so I appreciate an attempt to integrate work and faith, but this section left me puzzled. It was more about how each human’s reason for existing is to love others, not about how to find your own calling. Bolles seems to suggest that if you’re not following God in the small details of everyday life, you’ll never know what your vocation should be.

What to do if you lack experience in your chosen field: This is the most frustrating omission that could be made for both career-changers and millennials alike. If you’ve seen entry level jobs that require knowledge of a specific software and three years of experience, you understand how frustrating this can be. Bolles acknowledges how many people are now competing for a single job (Is it 100?) But other than suggesting networking, Bolles doesn’t address how to overcome a lack of experience, nor does he seem to understand how the economy is changing for the worse for job-seekers. He seems to believe that people are working part-time because they want to (not because the economy is creating part-time jobs), and he doesn’t address the fact that many college grads are working in jobs that do not require a degree. For the most part, 2016’s version of What Color is Your Parachute is significantly out of touch with reality. If you don’t need to work and you have lots of experience, this book might benefit you, but otherwise, this book is not practical.

FTC  Disclosure: I received a free copy of this book from the publisher in exchange for my review.

The Young Entrepreneur’s Guide to Starting and Running a Business: Turn Your Ideas Into Money!

http://images.randomhouse.com/cover/9780385348546?width=180&alt=no_cover_crown.gif

Have you ever thought about starting your own business, creating your own product, or making money off your own idea?

Steve Mariotti has, and he’s taught high school students how to do the same. He’s written a book which has been recently updated, and it’s entitled The Young Entrepreneur’s Guide to Starting and Running a Business: Turn Your Ideas Into Money!

The title is somewhat deceiving. While it geared towards younger people starting a business – it features entrepreneurs that are all currently under the age of 30, and often addresses the reader as if he or she is college-age or younger – the material is much more dense. It’s thick enough to be a college textbook, packed with definitions, formulas, and even a sample business plan. While the first chapter of the book was tough to progress through – the material there is very dry and adults are likely to know the very basic terms contained there – this guide is very comprehensive.

I recommend this book to anyone who is thinking of starting their own business. The guidance, advice and practical suggestions could save an individual much money and time. The profiles of successful entrepreneurs could be inspiring. Overall, this is a read that is very much worth the time for those interested in business and entrepreneurship.

FTC Disclosure: I received this book from the Blogging for Books program in exchange for this review.

Help! I Need a Job! By Erin Shelby

If you’re like the majority of recent college grads, you’re struggling to find full-time employment in your field of study.  With older workers postponing retirement, companies closing and federal agencies looking at furloughs, you’re not alone in the quest to find meaningful work. Here’s some advice you haven’t heard for an ever-changing, increasingly difficult job market.

Remember Your Worth

As a hard worker needing a paycheck, it’s easy to start sending out résumés to anyone who’s hiring. But before you apply, honestly assess each position: what does it offer you other than a paycheck? Does it give you a chance to shine? Are there advancement opportunities? Is it a rare chance to get more experience in something you’re interested in? Look for positions that will provide more than just a check but a good match with your experience and skills.

Getting Rejected Is Okay

Because you need to start paying off your student loans, you may apply for a job at Target only to never receive a call back. Certainly graduating from a university shows your ability to push carts, doesn’t it? Unfortunately not receiving interview invitations for positions like these may be due to a perception that you are “overqualified”, an unfair perception that may result from an employer’s fear that you’ll jump ship for a more lucrative or prestigious offer.  In these situations remember that getting rejected is okay and can be a blessing in disguise. Many job seekers could attest to being rejected by one employer only to later receive a better offer.

Envision Your Ideal Job

Do you know what type of job you’re looking for or are you randomly searching job boards? To know what jobs could be right for you, make a list of your wants, needs and skills. The needs should state what you cannot compromise on, such as drive time from your home and the minimum salary you need for rent. Wants could describe the company culture or fringe benefits- in other words, things you desire but will compromise on. Your skills are what you bring to the table, whether it’s your people skills or fluency in a foreign language. The merger of your needs, wants and skills will help you look at prospective jobs and know much more quickly if they’re worth applying for. The process will also help you create targeted cover letters and focused resumes and speak intelligently during interviews.

Try Temping

An unfortunate reality of today’s workplace is that you need experience for many entry-level jobs. How can you get experience if you’re just starting out? You’re smart, so you’ve probably done an internship or volunteered. Temping is another way you can generate a paycheck and get more experience in a dried-up job market. Agencies like Robert Half and Adecco place workers with companies that have a temporary need. These opportunities can sometimes lead to a permanent opportunity.

Think Outside The 9 to 5

When Dolly Parton said that working nine to five was a way to make a living, she wasn’t singing its praises. If you’re stuck in your job search, consider redefining a job and looking to a Plan B to provide a different income stream. Starting your own business whether it’s Etsy, EBay, a blog, Avon or Pampered Chef can ignite an entrepreneurial fire and help you survive a financially dry period.