How to Save Money on a Job Search

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When you’re actively searching for a job, you may be anxious to land a new gig, Especially if you’re unemployed, not having a job can create lots of stress – wondering how you’ll pay your rent, house payment, car payment, groceries, or even wondering where you’ll find the money to put gas in the car to get to an interview, or thinking about the cost of new interview clothes.

If you’ve ever been in a long, drawn out job search – one that lasted longer than you anticipated – you may have wondered if you should hire someone to write your resume. These ads for resume writers pop up online and can make you wonder if they’re of any help. Personally, I don’t know anyone (that I’m aware of) who has paid for such a service. However, your circumstances may be different. Maybe you work in a super-competitive industry where it’s common for people to hire someone to write their resumes. Or maybe you’ve been searching for so long that you feel desperate, discouraged, and not sure what to do next. Or, maybe you have a job, and you just want to make sure your resume is up and ready in case you find an opportunity that you might want to take a shot at.

When money is tight, you can save money on a job search. When money is non-existent, saving money is a must. Here are some tried and true techniques you can use, without hiring anyone, to make sure your resume is at its best.

Use Spellcheck

This might seem like a given, but spellcheck is a great help. However, it doesn’t catch everything. It won’t tell you when “theirs” and “there’s” are chosen for the wrong occasions, or when “its” and “it’s” are used in the wrong spots, but there is a lot that spellcheck can catch. Don’t forget to use it.

Pack It With Power

This is probably the most important thing to do when you’re giving your resume a once-over. Ask yourself if your resume has power – the power to show how awesome YOU are. Does it show what sets you apart from other people? Does it show your power in numbers- the number of people you’ve managed, the dollars you’ve saved, or other relevant amounts? Does it show your other achievements – the grants you’ve snagged for the organization, the kudos you’ve received, the recognition you’ve achieved, the people you’ve mentored, the committees you’ve been on? Your resume needs to be packed with power that shows you weren’t just present at each position, but that you were great when you were there.

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Print It Out & Sleep On It

When it comes to resumes, I’m old school – I like to print mine off after I give it a once-over. I guarantee you – no matter how often I spellcheck it, proofread it, look it over, change it, revise it – no matter how many times I do this, chances are, if I print it out and sleep on it, I will find something I can make better. It may be something tiny like a comma in a wrong place, or a bullet point that could get better. Or an accomplishment that could be re-worded. I would almost be willing to bet that the same will be true for you (unless you’ve revised your resume very recently). I believe the reason this technique works so well is because sleep recharges the mind, allows us to focus and solve problems subconsciously in our sleep, and lets us take a break from trying to solve the problem at hand. So, when you print out your resume, sleep on it, then come back to it with a pen in hand ready for editing, you too will probably find something that you can change and make stronger.

About This Blog: Please feel free to share any information from this site, in part or in full, giving credit to the author and providing a link to this website. Fearless Faith is a blog dedicated to family, faith and frugality. All content is copyright of the author unless otherwise indicated.

How to Have a No-Spend Weekend

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If you’re accustomed to celebrating every weekend by spending money, it can be a challenge to change your ways if money gets tight. But if you set your mind to it, you can have a no-spend weekend- a weekend that doesn’t involve spending any money.

I’m what some call a house cat. I love to stay home. I like to relax, and now that it’s fall, I love to stay cozy. So for me, a no-spend weekend is no problem. But for you, it might not be second-nature. But I can help you get there if you’re new to this idea or if you’re just trying to cut back on your weekend spending.

Avoid the Mad Rush

Whether it’s to the bar, the mall, or to get food, you might feel a rush to just make some plans on Friday night. After all, if you work Monday to Friday, it’s only normal to want to celebrate the weekend. But before you go spend money you don’t have – or money that’s reserved for something else – just remind yourself that it’s ok to not make plans. It’s ok to not have plans. If you’re normally busy as a bee on Friday night, you can always make up for a lazy weekend if you feel like you have to by making plans with a friend to meet up for coffee during the week or having the lunch special during the week instead of dinner on Friday night.

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How to Save Money on Food Costs

To save money on a no-spend weekend, give some thought to how you’ll be dining. If you normally go to a bar on Friday night, try playing host in your own home. You could save some money, show off your cooking skills, and have a good time. One of the easiest ways you can help yourself is to learn the skill of couponing. Whether you’re an eligible bachelor or a mom of five, you can save a ton on your food and drink costs. While my time to coupon isn’t what it used to be, I still love getting products for free (or close to it) because of my couponing skills.

Free No-Spend Weekend Activities

In my hometown, there are museums, sports teams, casinos, and so much more. All these things could burn a hole through my wallet if I let them! But there are also free things to do – music events on college campuses, parks, walking trails, and a museum that has free daily admission (no catch, no kidding). The free events get less press than the paid ones, but it’s probably true that your town has something to do that’s free. The free events might be hard to find, but if there’s an arts-and-entertainment newspaper where you live, that’s a good start for locating free activities for your no-spend weekend.  Other activities on your docket could include:

  • Starting a blog (here on WordPress, you can do it for free)
  • Searching the internet for your favorite restaurant’s recipes, and cooking at home (not completely no-spend, but you gotta eat)
  • Binge watch a TV show, something you’ve never seen
  • Find something on Rotten Tomatoes that has an awful review. Try it, see if you can survive it!
  • De-clutter your closet and donate unwanted items to charity
  • Go walking or hiking
  • Visit family or friends
  • Go to church
  • Go to public library and check out some free stuff
  • Volunteer with a charity you care about

About This Blog: Please feel free to share any information from this site, in part or in full, giving credit to the author and providing a link to this website. Fearless Faith is a blog dedicated to family, faith and frugality. All content is copyright of the author unless otherwise indicated.

 

How to Save Money on Halloween

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Halloween is in just a couple days- have you made your plans? Don’t let the costs catch you off guard and create a scary surprise! Just like Christmas, Valentine’s Day, or any other holiday, Halloween can make a sizable dent in the budget, even though it always happens the same time every year. The price of those bulk candy packages isn’t getting any cheaper, yet the price of each serving seems to grow smaller each year. Costumes can get expensive and so can decorations.

However, if you’re resourceful, you can find some ways to cut the costs without cutting the fun.

There are a number of ways you can save money on all the expenses associated with Halloween. Check out some tips here on how to save money on Halloween.

 

Can a Budget Give You Freedom?

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Can a budget give you freedom, or does it have to be restrictive, controlling, and so tight that it makes you feel like a boa constrictor is clamping down on your wallet so tight that it could make a dollar bill scream?

The word budget is almost a dirty word to some. If your funds are low and there’s never enough money to go around, that’s definitely cause for concern. If you’re living in lack or chronic poverty, it’s frustrating to not know how you’ll be able to pay the water bill, the rent, and groceries all in the same month. Robbing Peter to pay Paul gets old quickly. But when your situation is different – and you truly do have the funds needed to cover all the month’s expenses when you start off – having a game plan can set you up for success. Rather than looking at a budget as a dirty word, here are some ways that a budget can give you freedom.

Freedom to make choices: When you make a general guideline for where your money goes each month, you get to make choices. You get to decide. You’re the boss! Do you want to eat out this weekend, or would eating out during the week be better? In which setting, at which time, can you get better tasting food? Will you have more fun ordering take-out at work or does it make more sense to pack your daily meals?  What about at home  – on what nights does it make more sense to cook rather than eat out, when considering your other obligations? Budgeting ahead of time can give you freedom to make informed choices rather than making impulse buys when you’re tired, stressed, or hungry. This might sound like a silly example, but for most people, food costs take up a huge chunk of the funds.

Freedom to enjoy: The ability to budget gives us freedom to enjoy the fruits of our labor to the max. Choosing yes to the items and experiences we only truly want or truly need makes our work more worthwhile. With the freedom to enjoy what we’ve purchased, we reduce the items that will sit in our closets or on our floors unused and unwanted. With this philosophy in place of being more selective about what I buy, I’m much less likely to buy clothing that I don’t wear. I love that I have less laundry to wash, and fewer possessions to care for. I have more time to enjoy my life rather than be a caretaker of things. Enjoying what you buy, and buying what you enjoy gives freedom. If you’re not there, try starting with a budget in just one category or two and see how it goes.

Freedom to stress less and work for less: Considering how long it takes me to work for something always helps me put in perspective if the item is truly “worth it”. You can do the same. If you’re using a credit card, ask yourself if it will really be worth it for the interest rate you currently pay. How long will it take you to really, truly, finally pay for that sweater, that necklace, that ring? Will it be worth six months of paying on the cart of clothes that looks so good right now? Will those clothes even still be in style, or in season, with the changes in trends and fashions? Don’t shackle yourself to buying things just because it’s pay day; it’s ok to just “window shop”. Give yourself a budget and the freedom to enjoy your time rather than taking care of a bunch of junk you won’t like and definitely don’t need.

Freedom to give: Finally, having a budget isn’t just all about saying no and paring down. Having a budget or a spending plan can allow you to say yes. You can say yes to things that aren’t possessions, things that matter, things that can make an eternal significance in your life, your loved ones lives, and the lives of people you will never meet. Do you have the desire, the means, or the interest to support a charity? There are lots of possibilities. Will you do a charity walk or run, or will you make it possible for a child to go to camp next summer? Do you have a church that you want to support financially? When Christmas or Thanksgiving comes, is there a cause you’d like to support with a special end-of-year gift? Having a budget can give each of us just a little bit of wiggle room for those occasions that cause our heart strings to be pulled.. so we can use our freedom to give to say yes to causes we love (and no to those less worthy).

So what are you waiting for? More choices, more enjoyment, less stress, more giving… four wins that you get, only when you budget.

About This Blog: Please feel free to share any information from this site, in part or in full, giving credit to the author and providing a link to this website. Fearless Faith is a blog dedicated to family, faith and frugality. All content is copyright of the author unless otherwise indicated.

 

 

 

Living in Financial Victory by Tony Evans: Book Review

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Do you struggle with your finances?

Dr. Tony Evans, a pastor and former chaplain of the Dallas Cowboys, has some advice for you in his new book, Living in Financial Victory.

Living in Financial Victory is a small book – only about a hundred pages – and it isn’t full of budget worksheets or income diagrams. Evans doesn’t go into great detail on how to create a budget or how to cut costs when you’re living on a modest salary. He takes a spiritual approach at how to solve money problems by setting a few basic principles as guidelines for financial victory. These principles are like rules that people of all income levels can place into their lives. The approach towards money that Evans proposes will result in getting ahead and being able to bless others.

I recommend Living in Financial Victory to anyone who is curious about how the financial realm is connected to the spiritual realm. I also recommend it to anyone with financial problems in need of advice on how to get ahead.

FTC Disclosure: I received a free copy of this book from the publisher in exchange for my honest review of this product.